Relocation planning - built for the real world
Discover What's Possible
Pick your origin. Set your destination. Compare costs, model tax across countries, track visas, and run scenarios - all in one place.
12
origin countries
17
UK areas benchmarked
5
tax countries modelled
6
visa routes tracked
Your family's relocation, planned properly
Beacon is a financial and visa planning tool for individuals and families making an international move - whether you're leaving South Africa, Australia, Canada or anywhere else. Set your origin, pick your destination, and get a fully personalised planning workspace.
Tell us where you are, and where you're going
On your first login, pick your origin country and target destination. Beacon reconfigures itself - currency, labels, tax baseline, exchange rates โ all personalised to your move.
Step 1 - Where from?
Step 2 - Where heading?
Everything you need to plan your move
From cost comparison to visa prep - sliders, maps, and AI nudges.
Pick your origin & destination
12 origin countries, 8 destination options. 2-step setup personalises your currency, tax baseline, labels and exchange rates.
Cost Comparison
Origin vs destination costs with live exchange rates for any currency. Category cards, family size multiplier, UK area benchmarks.
UK Cost Map
17 UK areas with rent, council tax and utility benchmarks. Bedroom selector, area breakdown, Rightmove + Zoopla search links.
Tax Modeller
Your home country vs UK, France, Portugal and Malta. Drag sliders to update all countries live. Couple/company model included.
Scenario Simulator
Live disposable income bars update as you drag sliders. Before/After flip card shows Stay vs Move side by side.
Visa & Immigration
6 routes: UK Spouse, UK Student, France, Ireland, Portugal, Malta. AI recommends your best options. Document checklists + readiness score.
Plan of Action
Visual journey map of your relocation phases - click to expand each stage. Editable phases, household editor, lifestyle factors.
AI Insights
Short, contextual nudges based on your real numbers - what to explore, areas that match your budget, property search helper.
Deadline Tracker
Add hard deadlines (lease end, visa window, school start). Dashboard countdown shifts colour as urgency rises.
Achievements
XP-based progress system. Unlock badges as you build your plan. Segmented track with glow animations.
Which country is best for your tax bill?
Drag income sliders to see your net income update across all 5 countries instantly. Find your optimal destination - not just for costs, but for what you actually keep.
๐ฟ๐ฆ
South Africa
Foreign dividend exemption
0%
eff. rate*
๐ฌ๐ง
United Kingdom
HMRC 2024/25
~32%
eff. rate*
๐ซ๐ท
France
Progressive + PFU 30%
~40%
eff. rate*
๐ต๐น
Portugal NHR
20% flat + 0% foreign divs
~12%
eff. rate*
๐ฒ๐น
Malta GRP
15% flat (min ยฃ13k)
15%
eff. rate*
*Indicative rates for ยฃ72,570 gross (ยฃ12,570 salary + ยฃ60,000 dividends). Varies with your income. Estimates only - not tax advice.
โIf I lived in Edinburgh - what would I pay?โ
17 UK areas benchmarked with 2024/25 rent, council tax and utilities. Add your own food and health budget to personalise every estimate. Click any area to see the breakdown and search properties on Rightmove or Zoopla.
2-bed median ยท rent + council tax + utilities
AI that nudges you to explore
Short, contextual suggestions based on your actual numbers - not long reports that say nothing actionable. Play with levers. Compare areas. Find your fit.
What to explore next
"Your UK housing (ยฃ1,200) is below the Edinburgh median. Edinburgh might be pricier - check the UK Cost Map."
Areas near your budget
Top 3 UK areas matching your monthly budget, updated live as you change bedroom count.
Property search helper
Closest matching area โ rent range โ Rightmove and Zoopla search links with pre-filled bedrooms.
6 visa routes, fully mapped
Costs, timelines, document checklists, official links. AI recommends the best routes for your situation. โFetch latest requirementsโ updates document lists from AI automatically.
Ready to plan your relocation?
Pick your origin country, set your destination, and get a fully personalised planning workspace - free, no credit card required.